The ACT (Australian Capital Territory) is unique in Australia — it is in the process of phasing out stamp duty entirely for owner-occupiers over 20 years, replacing it with an annual land tax. Here is what you need to know for 2026.
ACT Conveyance Duty Rates 2026
| Property Value | Duty Rate |
|---|---|
| $0 – $260,000 | $0 + 0.60% |
| $260,001 – $300,000 | $1,560 + 2.20% |
| $300,001 – $500,000 | $2,440 + 3.40% |
| $500,001 – $750,000 | $9,240 + 4.32% |
| $750,001 – $1,000,000 | $20,040 + 5.90% |
| Over $1,000,000 | $34,790 + 6.40% |
The ACT Stamp Duty Phase-Out
The ACT Government began phasing out conveyance duty for owner-occupiers in 2012 as part of a tax reform replacing it with an annual general rates charge (essentially a land tax). The phase-out increases the rates payable each year until stamp duty is fully abolished. This makes ACT stamp duty complex to calculate compared to other states — rates change each financial year.
ACT Home Buyer Concession Scheme
- Available to eligible first home buyers only
- Full duty exemption on properties up to $1,000,000 — no duty payable
- Must be an Australian citizen or permanent resident
- Neither applicant can have previously owned residential property in Australia
- Must occupy as principal place of residence for 12 months continuously
- Income and asset tests apply
ACT Stamp Duty Examples 2026
| Property Price | Standard Duty | FHB Duty | Saving |
|---|---|---|---|
| $600,000 | $18,840 | $0 | $18,840 |
| $800,000 | $25,480 | $0 | $25,480 |
| $1,200,000 | $47,590 | $47,590 | Over threshold |
Calculate Stamp Duty For All States
Free stamp duty calculator covering all 8 Australian states and territories.
Disclaimer: General information only. Not financial advice. Always consult a licensed professional before making financial decisions.