Last updated: April 2026 | Operated by Justin Lees (ABN: 72 547 615 871), Queensland, Australia
1. Acceptance of Terms
By accessing and using FinSight Tools (finsighttools.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the site.
2. Description of Service
FinSight Tools provides free financial calculators, comparison tools and educational financial content for Australian consumers. All tools are provided for general informational purposes only.
3. Not Financial Advice
The calculators, comparison tables and content on FinSight Tools are for general informational purposes only and do not constitute financial advice, legal advice, accounting advice or any other professional advice. Calculator results are estimates based on the information you provide and standard financial formulas.
You should always consult a licensed financial adviser, accountant, solicitor or mortgage broker before making financial decisions. FinSight Tools is not responsible for any financial decisions made based on information provided on this site.
4. Accuracy of Information
While we make every effort to keep information current and accurate, FinSight Tools does not guarantee that all content, rates, thresholds or figures are current or error-free. Interest rates, tax rates, government thresholds and other financial figures change frequently. Always verify figures directly with the relevant authority (ATO, RBA, state revenue office, or your lender) before relying on them.
5. Affiliate Links and Advertising
FinSight Tools may include links to third-party products, services and lenders. Some of these links may be affiliate links, meaning we may receive a commission if you click through and complete a transaction. Affiliate links are disclosed where required. The inclusion of a lender, product or service does not constitute an endorsement.
Sponsored placements, if any, are clearly marked. We do not accept payment to rank products higher in comparison tables without disclosure.
6. Third-Party Links
FinSight Tools contains links to external websites. We are not responsible for the content, accuracy or privacy practices of third-party websites. Accessing third-party sites is at your own risk.
7. Intellectual Property
All content on FinSight Tools, including text, calculator code, graphics and design, is the property of Justin Lees / FinSight Tools and is protected by Australian copyright law. You may not reproduce, distribute or republish content without written permission.
8. Limitation of Liability
To the maximum extent permitted by Australian law, FinSight Tools and its operators shall not be liable for any direct, indirect, incidental, consequential or punitive damages arising from your use of this site or reliance on information provided.
9. Privacy
Your use of FinSight Tools is also governed by our Privacy Policy, which is incorporated into these terms by reference.
10. Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Continued use of the site after changes constitutes acceptance of the new terms.
11. Governing Law
These terms are governed by the laws of Queensland, Australia. Any disputes shall be resolved in the courts of Queensland.
12. Contact
If you have questions about these terms, contact us at hello@finsighttools.com or visit our Contact page.