Queensland’s First Home Owner Grant (FHOG) offers eligible first home buyers $30,000 toward purchasing or building a new home. Combined with the stamp duty concession, first home buyers in QLD can save over $50,000 on their first property.
Eligibility Requirements — QLD FHOG 2026
- You must be purchasing or building a new home (never been lived in or sold as residential)
- The property must be in Queensland
- The property value must be under $750,000 (including land and construction)
- You must be an Australian citizen or permanent resident
- At least one applicant must be 18 years or older
- Neither you nor your spouse/partner can have previously owned residential property in Australia
- You must move into the home within 1 year of settlement or completion
- You must live in the home as your principal place of residence for a continuous period of at least 6 months
What Counts as a “New Home”
To qualify for the QLD FHOG, the property must be a new home. This includes:
- A newly built home you’re buying from the builder (off-the-plan or completed)
- Land plus a construction contract to build a home
- A substantially renovated home (where the renovation meets specific ATO criteria)
An established home that has previously been lived in does not qualify for the $30,000 grant. However, the stamp duty concession (zero duty up to $700,000) still applies to established homes for eligible first home buyers.
QLD First Home Buyer Total Savings 2026
| Benefit | New Home $650k | Established Home $650k |
|---|---|---|
| First Home Owner Grant | $30,000 | Not eligible |
| Stamp Duty Concession | $22,925 | $22,925 |
| First Home Guarantee (fed) | Avoid LMI | Avoid LMI |
| Total saving (new home) | $52,925+ | $22,925 |
How to Apply for the QLD FHOG
You apply for the Queensland FHOG through your lender (if using a home loan) or directly through the Queensland Revenue Office if you are not taking out a loan. Most lenders are approved agents and handle the FHOG application as part of the loan settlement process — the grant is typically paid directly toward your purchase at settlement.
Calculate Your QLD Stamp Duty
See exactly how much stamp duty you’ll pay (or save) as a first home buyer in Queensland.
Disclaimer: General information only. Not financial advice. Always consult a licensed professional before making financial decisions.